ăJăšăłă˘ăŽAI寊ćťă§ăéăĺăăăłăă¨ăŻ!? ĺĺ ĽčŚçšč§ŁčŞŹďź3大ăŤăźăăăźăłćŻčźă§ć¤č¨ź!!ă
çŽćŹĄ
- 1 Jăšăłă˘ă§ăéăĺăăăŞăçĽăŁăŚăăăă4ă¤ăŽçšĺž´
- 2 Jăšăłă˘ă§ăéăĺăă寊ćťćĄäťśă¨ăŻďźďź
- 3 Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăćľăă解誏
- 3.1 Jăšăłă˘ć大ăŽçšĺž´AIăšăłă˘ă¨ăŻä˝ă?
- 3.2 Jăšăłă˘ă§ăéăĺăăăŽăŤĺż čŚăŞć¸éĄ
- 3.3 çłăčžźăżăŽćé
- 3.4 ĺ¨çąç˘şčŞăŽćšćłăŤă¤ăăŚ
- 3.5 Jăšăłă˘ăăăŽéľäžżçŠăŻéżăăăă?
- 3.6 Jăšăłă˘ă§ĺłćĽččłăŻă§ăă? 寊ćťăšăăźăăŤă¤ăăŚ
- 3.7 Jăšăłă˘ă˘ăăŞăŤă¤ăăŚ
- 3.8 ăšăłă˘ă˘ăăăăăŤăŻăŠăăă?
- 3.9 ăăăăăăă§ăłă¸ăă¨ăŻ
- 4 Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ăŽčżć¸ćšćł
- 5 ăžă¨ă
ăŤăźăăăźăłă§ăéăĺăăéăŤăŻĺż ă寊ćťăăăăžăăăçˇăăŚĺŻŠćťă§ăŻçśçśçăŤčŚčžźăăĺŽĺŽăăĺĺ ĽăéčŚčŚăăăŚăăžăă
ĺĺ ĽăŤćł˘ăăăăăŞăźăŠăłăšăŽăăă°ăŠăăźăŞăŠăŻĺŻŠćťă§ä¸ĺŠăŤăŞăăăăŞăăăăăŤăźăăăźăłăŽĺŻŠćťăŤčŞäżĄăćăŚăŞăăąăźăšăŻçăăăăăžăăă
äťĺăŻJăšăłă˘ăŽçšĺž´ăAI寊ćťă§ăéăĺăăăłăăŽăťăăĺŠç¨ĺăŤçĽăŁăŚăăăšăJăšăłă˘ăŽĺ¨çąç˘şčŞăčżć¸ćšćłăăžă¨ăăŚăżăžăăă
Jăšăłă˘ă§ăéăĺăăăŞăçĽăŁăŚăăăă4ă¤ăŽçšĺž´
2016ĺš´ăŤăżăăťéčĄă¨ă˝ăăăăłăŻăŽĺĺźäźç¤žă¨ăăŚč¨çŤăăäźćĽăăFinTechäźćĽăŤčŠ˛ĺ˝ăăć Şĺźäźç¤žJ.ScoreďźJăšăłă˘ďźă§ăă
Jăšăłă˘ă§ăŻăăă°ăăźăżă¨ćć°ăŽAIćčĄăć´ťç¨ăăŚăăŚăAIăšăłă˘ăAIăšăłă˘ăťăŹăłăăŁăłă°ăŞăŠăŽăľăźăăšăĺăćăăŚăăžăă
AIăšăłă˘ăťăŹăłăăŁăłă°ăŻĺäşşĺăččłăľăźăăšăŤăŞăăžăăăăăăĄăăJăšăłă˘ă§ăŻăéăŽĺăĺ ĽăăĺŽçžă§ăăžăă
ă¨ăŻăăăJăšăłă˘ă§ăéăĺăăăŽăŞăăĺăăŁăŚJăšăłă˘ăŽçšĺž´ă確ăăăŚăăćé ăćŹ ăăăžăăă
Jăšăłă˘ăŽäťŁčĄ¨çăŞçšĺž´ăŻ4ă¤ăăăAI寊ćťă¨éĺŠďźĺš´ďź0.8ďź ď˝15.0ďź
ăŤĺ ăăŚăAIăšăłă˘č¨şćă¨AIăšăłă˘ăťăŞăŻăźăăĺ˝ăŚăŻăžăăžăă
ĺăĺ ĽăăŤčĺłăăăăŽăŞăă°ăăžăăŻăăăŤJăšăłă˘ăŽçšĺž´ăăčŚćĽľăăŚăżăžăăăă
AI寊ćť
Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăĺ ´ĺăŤăŻăĺşćŹçăŤAI寊ćťă¨äżĄç¨ć ĺ ąăŽăă§ăăŻăčĄăăăžăă
AI寊ćťăŻăçłčžźč ăćäžăăčŞčşŤăŽĺąć§ă蜣ĺłăŽăťăăć§ć źăŞăŠăăăă°ăăźăżă¨AIă§ĺćăă寊ćťă§ăă
AIăĺćăăăăźăżăŻčŞĺçăŤAIăšăłă˘ă¨ăăŚć°ĺ¤ĺăăăžăă
çłčžźĺŻč˝ăŞăŽăŻAIăšăłă˘600çšäťĽä¸ă§ăăăAIăšăłă˘ăéŤăăŞăăťăŠĺăĺ ĽăăŤăăăéĺŠăĺĺ Ľé庌éĄăčŻăăŞăĺŻč˝ć§ăăăăžăă
俥ç¨ć ĺ ąćŠé˘ăŤäşć ć ĺ ąăçťé˛ăăăŚăăă¨ăăŤăŻĺŻŠćťč˝ăĄăăăĺžăăŽă§ćł¨ćăăŚăă ăăă
寊ćťăAIăć ăăă¨ăŤä¸ĺŽăćăăäşşăăăăăăăăžăăăăAIăšăłă˘çŽĺşăŤä˝żăŁăć ĺ ąăŻĺŽĺżĺŽĺ ¨ăŞçŽĄçăĺžšĺşăăăŚăăžăă
çłčžźč ăŽĺćăŞăă§çŽçĺ¤ĺŠç¨ăăăăă¨ăăăăžăăăŽă§ăJăšăłă˘ăŽAI寊ćťăé庌ăŤĺżé ăăĺż čŚăŻçĄăă§ăăăă
éĺŠďźĺš´ďź0.8%ď˝15.0%
çŽĺşăăăAIăšăłă˘ăăżăăťéčĄăŞăŠă¨ăŽć ĺ ąéŁćşăăăăăăžăăăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽéĺŠăŻďźĺš´ďź0.8ďź ăă15.0ďź ă§ăă
ćśč˛ťč éčăŽăŤăźăăăźăłăŻä¸ééĺŠ(ĺš´)18.0ďź ăťăŠă§ăéčĄăŤăźăăăźăłăŽä¸ééĺŠăŻ(ĺš´)14.5ďź ĺĺžăŤăŞăŁăŚăăžăă
ä¸ééĺŠă ăăćŻčźăăŚăăJăšăłă˘ăŻéĺŠăä˝ăäźç¤žă¨ăăŚć°ăăăăžăă
çłčžźăżĺăŤččłćĄäťśăŽçŽĺŽăăăă
Jăšăłă˘ă¨ăŻç°ăŞăćśč˛ťč éčăŽăŤăźăăăźăłă§ĺŻŠćťăĺăăĺ ´ĺăŤăŻăçłăčžźăżĺžăŽĺŻŠćťçľćăŤĺżăăŚéĺŠăĺĺ Ľé庌éĄăŞăŠăć示ăăăžăă
ăéăĺăăăăăŽăăŠăăăŻçłăčžźăżăăăŚăżăŞăă¨ć確ăŤĺ¤ćăăŞăă¨ăăă§ăăăçłăčžźăżăăăă°ĺŻŠćťč˝ăĄăŽăŞăšăŻăçăăŚăăžăăžăă
çćéăŤĺŻŠćťč˝ăĄăçśăă¨ĺ¤éçłăčžźăżăŤčŠ˛ĺ˝ăăžăăŽă§ăăŤăźăăăźăłçłăčžźăżăŻäżĄç¨ć ĺ ąćéăŤäşć ć ĺ ąăçťé˛ăăăçľćăŤăă¤ăŞăăăăăžăăă
寞ăăŚăJăšăłă˘ă§ăŻăŹăłăăŁăłă°çłăčžźăżĺăŤçĄćă§AIăšăłă˘č¨şćăĺăăăăžăăăččłćĄäťśăŽçŽĺŽăĺăăŁăŚç˘şăăăăă¨ăĺŻč˝ă§ăă
AIăšăłă˘č¨şćă§çŽĺşăăăAIăšăłă˘ăŻăAIăšăłă˘ăťăŹăłăăŁăłă°çłăčžźăżćăŽĺŻŠćťĺşćşăŤăŞăăžăă
Jăšăłă˘ă§ăŻĺŻŠćťăçłăčžźăžăŞăăŚă寊ćťĺşćşăŤĺżăăăă§ăăŻăĺăăăăăăăJăšăłă˘ăŻĺŻŠćťč˝ăĄăŽăŞăšăŻăä˝ć¸ă§ăăçšĺž´ăĺ źăĺăăŚăăžăă
çłăčžźăżĺăŽćŽľéă§ĺŻŠćťăŤéăčŚčžźăżăçĽăăăĺ ´ĺăăăŠăŽăăăăŽç˘şçă§ĺăăăăăŽăăć°ăŤăŞăĺ ´ĺăŤăŻAIăšăłă˘č¨şćă彚çŤăŚăăăă§ăăăă
ĺĺ ĽăăŞăăŚăĺŠç¨ă§ăăé ĺçăŞçšĺ ¸
Jăšăłă˘ă§ăŻăAIăšăłă˘ăĺĺžăăĺžăŤă¨ăłăăŞăźăăă ăă§ĺŠç¨ĺŻč˝ăŞAIăšăłă˘ăťăŞăŻăźăă¨ăăăľăźăăšăăăăžăă
AIăšăłă˘ăťăŞăŻăźăăŤăăăŚăŻăAIăšăłă˘ăŤĺżăăŚăšăłă˘ăŠăłăŻăćŻćć´ć°ăăăăšăłă˘ăŠăłăŻăŤăăŁăŚĺ¤ĺ˝ŠăŞçšĺ ¸ăĺžăăăäťçľăżăŤăŞăŁăŚăăžăă
ăšăłă˘ăŠăłăŻăŻăă¤ă¤ă˘ăłăăăăăĽăźăżăźăžă§ăŽ6ă¤ă§ăăŁăŚăçšĺ ¸ăŽćäžăăŽăăŽăŻč¤ć°ăŽă˘ăŠă¤ă˘ăłăšäźćĽăčĄăŁăŚăăžăă
ĺăĺăćšăĺ¤ĺ˛ăŤăăăé ĺçăŞçšĺ ¸ăĺ˘ćăăăŚăăžăăăAIăšăłă˘ăťăŞăŻăźăăŽă¨ăłăăŞăźăŻçĄćă§čĄăăžăă
Jăšăłă˘ă§ĺăĺ ĽăăăŞăăŚăAIăšăłă˘ăťăŞăŻăźăăŽçšĺ ¸ăĺăăăăžăăŽă§ăăšăłă˘ă˘ăăă彚çŤă¤ĺ ´é˘ăŻAIăšăłă˘ăťăŹăłăăŁăłă°ăŤéăăăžăăă
Jăšăłă˘ă§ăéăĺăă寊ćťćĄäťśă¨ăŻďźďź
AIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăăăăŽăŻăĺĽç´ćăŽĺš´é˝˘ăćş20ćłäťĽä¸ă§ăĺ°ä¸ă¤ćş70ćłäťĽä¸ăŽćĽćŹĺ˝ĺ ăŤĺą ä˝ăăäşşă§ăă
ăťăăŽćśč˛ťč éčă¨ĺăăăçśçśçăŤĺŽĺŽăăĺĺ ĽăčŚčžźăăăă¨ăăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽĺŻŠćťćĄäťśă¨ăăŚĺŽăăăăŚăăžăă
ăăŞăźăŠăłăšăŽăăă°ăŠăăźăŞăŠĺĺ Ľăä¸ĺŽĺŽăŞčˇćĽăŤĺ˝ăŚăŻăžăă¨ăăŤăŻăă˘ăŤăă¤ăăŞăŠă§ĺŽĺŽĺĺ Ľăĺžăăă¨ă寊ćťćĄäťśăćşăă丝ăŞć掾ăŤăŞăăžăă
ăăăăĺĺ Ľăĺ ¨ăçĄăĺ ´ĺăŤăŻJăšăłă˘ă§ăéăĺăăăă¨ăŻă§ăăžăăă
ăžăăJăšăłă˘ăŻĺĺźäźç¤žă§ăăăăżăăťéčĄăă˝ăăăăłăŻăĺŠç¨ăăŚăăŞăăŚăĺăĺ Ľăăçłăčžźăăžăă
Jăšăłă˘ăŤĺăăŚăăŞăäşş
Jăšăłă˘ă§ăéăĺăăéăŤăŻăăă˝ăłăłăăšăăźăăăŠăłă§ćçśăăé˛ăăćé ăĺż čŚä¸ĺŻćŹ ă§ăă
ăă˝ăłăłăăšăăźăăăŠăłă使ăăŞăäşşăŻJăšăłă˘ăŽć´ťç¨ăćăăăĺ°ćĽä¸ťĺŠŚăçĄčˇăŞăŠĺĺ Ľăĺ ¨ăçĄăäşşăJăšăłă˘ăĺŠç¨ă§ăăžăăă
20ćłćŞćşăŽäşşă71ćłäťĽä¸ăŽäşşăŞăŠăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽĺŠç¨ĺŻžčąĄăćşăăăŚăăŞăäşşăăéăĺăăăăŞăăŽă§ć°ăă¤ăăŚăă ăăă
ăăăŤAIăšăłă˘ă600çšäťĽä¸ă§ăŞăă¨çłčžźă§ăăžăăă
Jăšăłă˘ăŻäťç¤žĺĺ ĽăăăŁăŚăăéăĺăăăă?
Jăšăłă˘ă§ăŻč˛¸éćĽćłăŽçˇéčŚĺśăéŠç¨ăăăăăăĺš´ĺăŽ3ĺăŽ1ăčś ăă貸ăäťăăŻĺŽčˇľăăăŚăăžăăă
çˇéčŚĺśăŻäťç¤žă¨ĺ ąćăăăäťçľăżăŞăŽă§ăäťç¤žăăĺăăŚăăăéăä¸éăŤç¸ĺ˝ăăĺ ´ĺăŤăŻăçłăčžźăă§ă寊ćťč˝ăĄăŤăŞăŁăŚăăžăăžăă
Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăćľăă解誏
Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăéăŤăŻăçłăčžźăżă¨ć¸éĄćĺşăŤçśăăĺĽç´ăĺăĺ Ľăă¨ăăŁăé ăŤćçśăăé˛ăă§ăăăžăă
ăžăăŻăăăŤAIăšăłă˘č¨şćăĺăăAIăšăłă˘600çšäťĽä¸ă確čŞăăăăă§ăAIăšăłă˘ăťăŹăłăăŁăłă°ăŤçłăčžźăćľăăŤăŞăăžăă
çłăčžźăżĺžăŤăŻäťŽĺŻŠćťçľćăăĄăźăŤă§éçĽăăăćŹäşşç˘şčŞć¸éĄăĺĺ Ľč¨źćć¸éĄăŞăŠăŽćĺşă¸ă¨ăšăăăăé˛ăżăžăă
䝎寊ćťçľćă¨ĺć§ăŤćŹĺŻŠćťçľćăăĄăźăŤă§ĺąăăăăăă˝ăłăłăăăăŻăšăăźăăăŠăłă§ĺĽç´ćçśăăć¸ăžăăžăăăă
ĺĽç´ăžă§ćçśăăĺŽäşăăă°ăćŻčžźĺŽć˝ćéăŤăăăăéčĄćŻčžźă§ăéăĺăăăăžăă
Jăšăłă˘ć大ăŽçšĺž´AIăšăłă˘ă¨ăŻä˝ă?
ĺŠç¨č ăăăźăżăćäžăăăă¨ă§çŽĺşăăăAIăšăłă˘ăŻăĺŠç¨č ăŽäżĄç¨ĺă¨ĺŻč˝ć§ăçˇĺçăŤăšăłă˘ĺăă1,000çšćşçšăŽćć¨ă§ăă
çŽĺşăăăAIăšăłă˘ăŻAIăšăłă˘ăťăŹăłăăŁăłă°ăŽĺŻŠćťĺşćşăŤăŞăă ăă§ăŞăăAIăšăłă˘ăťăŞăŻăźăăŽăŠăłăŻăŤăé˘äżăăŚăăžăă
AIăšăłă˘ăŽč¨çŽăŻčłŞĺăŤĺçăăŚăă形ă§čĄăăăAIăšăłă˘ăŽčłŞĺăŻĺşćŹçăŞäşćăŤéăăăăăžăăŞăăŽăžă§ĺŤăă¨160䝼ä¸ăç¨ćăăăŚăăžăă
Jăšăłă˘ă˘ăăŞăć´ťç¨ăăă°ăăăăăăă§ăłă¸ćŠč˝ăéăăŚAIăšăłă˘ăéŤăăăă¨ăä¸ĺŻč˝ă§ăŻăăăžăăă
ăŞăăJăšăłă˘ă§ăŻă5ă¤ăŽčłŞĺăŤĺçăăă ăă§AIăšăłă˘ăăˇăăĽăŹăźăˇă§ăłă§ăăăă˘ăšăłă˘ä˝é¨ăĺŠç¨ă§ăăžăă
AIăšăłă˘ă§ĺĺ ĽăăăĄăŞăă
éĺŠăŽč¨ĺŽăä¸čŹçăŞćśč˛ťč éčăŽăŤăźăăăźăłăăăä˝ăĺŻč˝ć§ăăăăă¨ăŻăAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăă丝čŚăŞăĄăŞăăăŤčŠ˛ĺ˝ăăžăă
ćçĺłćĽččłăĺăăăăăă¨ăăăăăĺŽçľă§ĺăĺ Ľăăćăăăăă¨ăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽăĄăŞăăă§ăă
ćĽăŞĺşč˛ťăŤĺŻžĺżăăăĺ ´ĺăăăźăłăŤăźăçĄăă§ăéăĺăăăĺ ´ĺăŤăŻăJăšăłă˘ă§ăŽĺăĺ Ľăăć掾ăŽă˛ă¨ă¤ăŤăŞăă§ăăăă
AIăšăłă˘ăťăŹăłăăŁăłă°ăŽĺĽç´ćĽľĺşŚéĄăŻć大1,000ä¸ĺă§ăăŁăŚăčłé使éăććŠć§čłéă¨äşćĽć§čłéăé¤ăăŚčŞçąăŞăă¨ăăĄăŞăăăŤĺ˝ăŚăŻăžăăžăă
ăăŽăťăăăšăłă˘ă˘ăăă§éŠç¨éĺŠăä¸ăăăăĺŻč˝ć§ăăăăĄăŞăăăăĺ¤ĺ˝çąă§ăăéăĺăăăăăĄăŞăăăŞăŠăăăăžăă
AIăšăłă˘ă§ĺĺ ĽăăăăĄăŞăă
çˇéčŚĺśăŽĺ˝ąéżăéżăăăăŞăăă¨ăăAIăšăłă˘ăťăŹăłăăŁăłă°ă§ăéăĺăăéăŽä¸ťăŞăăĄăŞăăăŤăŞăŁăŚăăžăă
ĺĽç´ćĽľĺşŚéĄăŻć大1,000ä¸ĺă§ăăă1,000ä¸ĺăŽĺăĺ ĽăăJăšăłă˘ă§ĺŽçžăăăŤăŻĺš´ĺ3,000ä¸ĺ䝼ä¸ăĺż é ćĄäťśăŤăăăăăžăă
ĺš´ĺ300ä¸ĺăťăŠă§ăăă°ăĺăăăăăéăŻ100ä¸ĺ䝼ä¸ăŤăŞăăžăă
ăăă˛ă¨ă¤ă大ććśč˛ťč éčăŽăŤăźăăăźăłă¨ăŻéăŁăŚăćŻčžźă§ăăăéăĺăăăăŞăăă¨ăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽăăĄăŞăăă§ăă
Jăšăłă˘ă§ăéăĺăăăŽăŤĺż čŚăŞć¸éĄ
Jăšăłă˘ă§ăéăĺăăéăŽĺż čŚć¸éĄăŻăé蝢ĺ 訹訟ă¨ăăŁăćŹäşşç˘şčŞć¸éĄă¨ćşćłĺž´ĺ缨ăťç´ç¨č¨źćć¸ăŞăŠăŽĺĺ Ľč¨źćć¸éĄă§ăă
ćŹäşşç˘şčŞć¸éĄăŤăăăŚăŻé蝢ĺ 訹訟ăŽćĺşăăĺŞĺ ăăăžăăăé蝢ĺ 訹訟ăćăăŞăă¨ăăŤăŻĺĽĺşˇäżéşč¨źăăăšăăźăă§ăć§ăăžăăă
ăă¤ăăłăăźăĺć§ăŤćŹäşşç˘şčŞć¸éĄă¨ăăŚä˝żç¨ĺŻč˝ăŞä¸ćšă§ăĺ¤ĺ˝çąăŽĺ ´ĺăŤăŻĺ¨çăŤăźăăçšĺĽć°¸ä˝č 訟ćć¸ăŽćĺşăćąăăăăžăă
ăžăăJăšăłă˘ăŽĺĽç´ééĄă50ä¸ĺăčś ăăĺ ´ĺăăäťç¤žĺŤăăŚĺăĺ Ľăă100ä¸ĺăčś ăăĺ ´ĺăŤăŻăĺĺ Ľč¨źćć¸éĄăŽćĺşăĺż é ă¨ăŞăăžăă
Jăšăłă˘ă§ä˝żăăĺĺ Ľč¨źćć¸éĄăŻăćşćłĺž´ĺ缨ă¨ä˝ć°ç¨ćąşĺŽéçĽć¸ăŤĺ ăăŚăç´ç¨éçĽć¸ă¨ç˘şĺŽçłĺć¸ăŽăťăăćĺžďźčŞ˛ç¨ďźč¨źćć¸ă§ăă
ĺ¸çşćĺ˝šĺ ´ă§çşčĄăăăăăŽăç¨ĺ署ĺäťĺ°ăăăăăŽăŞăŠç´°ăăćĺŽăăăăžăăŽă§äťĽä¸ăăźă¸ăăĺčăă ăăă
çłăčžźăżăŽćé
AIăšăłă˘ăťăŹăłăăŁăłă°ă§ăŻăăăăĺŽçľăŽçłăčžźăżăăă˝ăłăłăăšăăźăăăŠăłă§24ćéĺăäťăăŚăăžăă
ă˘ăŤăŚăłăä˝ćăăĺŽčĄăăAIăšăłă˘çŽĺşăŽčłŞĺăŤĺçăăŚăăăžăă
čŞĺăŽAIăšăłă˘ăçŽĺşăăăăăččłăŽçłăčžźăżăçśăăŚé˛ăăăŽăćé ăŤăŞăŁăŚăăžăă
ĺ¨çąç˘şčŞăŽćšćłăŤă¤ăăŚ
Jăšăłă˘ă§ăéăĺăăă¨ăăŤăŻă寊ćťăŽćçľćŽľéă§ćŹäşşăŤĺŻžăăĺ¨çąç˘şčŞăŽćçśăăĺŽčĄăăăžăă
ĺ¨çąç˘şčŞăŽćšćłăŻčŞĺŽ ăĺ¤ĺĺ ă¸ăŽéťčŠąéŁçľĄă§ăăăJăšăłă˘ăŽĺ¨çąç˘şčŞăŤĺżăăăăŞăăŽăŞă寊ćťč˝ăĄă辡ăăăžăă
Jăšăłă˘ăăăŽéľäžżçŠăŻéżăăăă?
ćśč˛ťč éčăăčŞĺŽ ăŤĺąăéľäžżçŠăŻă厜ćăŤĺăĺ ĽăăăăŹăŚăăžă䝣襨çăŞčŚĺ ă¨ăăŚçĽăăăŚăăžăă
Jăšăłă˘ăŻçłăčžźăżăăĺĽç´ăžă§ăăăĺŽçľă§ĺŽäşăăžăăăĺĽç´ć¸éĄăăăźăłăŤăźăăčŞĺŽ ăŤĺąăĺżé ăŻăăăžăăă
AIăšăłă˘ăťăŹăłăăŁăłă°ăŽĺŠç¨ćç´°ăŻéťĺ交äťăĺžšĺşăăăŚăăžăăŽă§ăčŞĺŽ ăĺ¤ĺĺ ăŤĺŠç¨ćç´°ăĺąăăă¨ăéżăăăăžăă
ă¨ăŻăăŁăŚăăJăšăłă˘ăŽĺĺĺŠç¨ćăŤăŻăJăšăłă˘ăăă¤ăłăăăźăˇă§ăłăšăăăŤăźăăăłăăŹăăăç°Ąćć¸çă§ĺąăăŚăăžăăžăă
ăšăăăŤăźăăăłăăŹăăăŻĺĽç´ć¸éĄăĺŠç¨ćç´°ă¨ăŻç°ăŞăăžăăăĺĺĺŠç¨ćăŤăŻJăšăłă˘ăăéľäžżçŠăĺąăăŽă§ćł¨ćăăžăăăă
Jăšăłă˘ă§ĺłćĽččłăŻă§ăă? 寊ćťăšăăźăăŤă¤ăăŚ
Jăšăłă˘ăŽĺŻŠćťćéăŻćŹäşşç˘şčŞć¸éĄăŞăŠăŽćĺşăĺŤăăăšă ăźăşăŤĺŻŠćťăé˛ăăăăĺ ´ĺăŤăŻĺłćĽččłăĺŽçžă§ăăžăă
Jăšăłă˘ăŽĺŻŠćťçľćăŻĺŻŠćťăçľäşćŹĄçŹŹăé 揥ăĄăźăŤăŤăŚéçĽăăă寊ćťăŽé˛ćçśćłăŻJăšăłă˘ăŽăĄăłăăźăˇăăăăźă¸ă§ç˘şăăăăăžăă
Jăšăłă˘ă§ĺłćĽččłăĺăăăă¨ăăŤăŻăJăšăłă˘ăŽĺŻŠćťćéă¨ćŻčžźĺŽć˝ćéăč¸ăžăăăăă§ĺăĺ Ľăăçłăčžźăżăžăăăă
Jăšăłă˘ă˘ăăŞăŤă¤ăăŚ
Jăšăłă˘ă§ăŻWebçă ăă§ăŞăăăăăăăă§ăłă¸ćŠč˝ăăăŠă¤ăăˇăźč¨ĺŽćŠč˝ăćčźăăJăšăłă˘ă˘ăăŞăăŞăŞăźăšăăŚăăžăă
Jăšăłă˘ă˘ăăŞăŻçĄćă§ăăŚăłăăźăă§ăăžăăăWebçă¨ĺć§ăŤAIăšăłă˘ăŽçŽĺşăAIăšăłă˘ăťăŹăłăăŁăłă°ăŽçłăčžźăżăŞăŠăčĄăăžăă
ăăăăăă§ăłă¸ćŠč˝ă使ăăăŽăŻă˘ăăŞăŤéăăăJăšăłă˘ă˘ăăŞăŻă˘ăăŞăŤćéŠĺăăăç´ćçăŞćä˝ć§ăçä˝čŞč¨źăŤă寞ĺżăăŚăăžăă
ăăĄăăWebçă§ä˝ćăăă˘ăŤăŚăłăăŻăJăšăłă˘ă˘ăăŞă§ăăăŽăžăžĺŠç¨ă§ăăžăă
ăšăłă˘ă˘ăăăăăŤăŻăŠăăă?
AIăšăłă˘ăĺ°ăă§ăä¸ăăăĺ ´ĺăŤăŻăć ĺ ąĺ Ľĺă¨ć ĺ ąéŁćşăŽăťăăăăăăăă§ăłă¸ćŠč˝ăé§ä˝żăăćšćłăĺăăŚăăžăă
ć ĺ ąĺ ĽĺăăăăťăŠAIăŽĺć粞庌ăéŤăžăăžăăŽă§ăAIăšăłă˘ăťăŹăłăăŁăłă°ăçłăčžźăĺăŤăŻčłŞĺăŽĺ ¨ĺĺçăć¸ăžăăŚăă ăăă
ăżăăťéčĄăă˝ăăăăłăŻăŞăŠă¨ăŽć ĺ ąéŁćşăAIăšăłă˘ăŤĺ˝ąéżăä¸ăăžăăăăăšăłă˘ă˘ăăăçŽćăĺ ´ĺăŤăŻć ĺ ąéŁćşă彚çŤăĄăžăă
ăĄăŞăżăŤć ĺ ąéŁćşăăăă¨éĺŠăăăăăĺš´ĺŠă§0.1%ĺźăä¸ăă¨ăŞăăžăăŽă§ćŻéĺŠç¨ăăŚăăăăă§ăăă
éĺăĺŚçżăŞăŠčŻăčĄĺçżć ŁăŽçśçśăAIăšăłă˘ăŤĺć ăăăăăăAIăšăłă˘ăéŤăăć掾ăčŹăăăă¨ăJăšăłă˘ă§ăéăĺăăăłăăăăăăžăăă
ăăăăăăă§ăłă¸ăă¨ăŻ
Jăšăłă˘ă˘ăăŞăŤćčźăăăŚăăăăăăăă§ăłă¸ăŻăĺŠç¨č ăŤăăăčĄĺăŽçżć ŁĺăăľăăźăăăăăăAIăšăłă˘ă¸ă¨ĺć ăăćŠč˝ă§ăă
ăăăăăă§ăłă¸ă§ăľăăźăăăŚăăăŽăŻăéĺçżć Łă¨ăéăŽçżć ŁăŤĺ ăăŚăĺŚçżçżć Łă¨çĄç çżć ŁăŤăŞăŁăŚăăžăă
éĺçżć ŁăŻăćŠăăĺ ´ćă¨ćŠć°ăč¨é˛ăăćšćłă§éĺăŽçżć ŁăăľăăźăăăćŠč˝ă§ăă
ăéăŽçżć ŁăŻčŞĺˇąćčłăŽćčăéŤăăăăăŽćŠč˝ă§ăăăĺŚçżçżć ŁăŻćŹă¨ĺşäźăçżć ŁăĽăăăăľăăźăăăćŠč˝ăŤčŠ˛ĺ˝ăăžăă
çĄç çżć ŁăŻçĄç ćéăŽćšĺćŠč˝ăŤăŞăăžăăăăăăăăăă§ăłă¸ă使ăă°čĄĺçżć ŁăŽćšĺă¨AIăšăłă˘ă˘ăăăŽä¸ĄçŤăćăăăă§ăăăă
Jăšăłă˘ăŽAIăšăłă˘ăťăŹăłăăŁăłă°ăŽčżć¸ćšćł
Jăšăłă˘ă§ăŻăăźăłăŤăźăăçşčĄăăăŞăăă¨ăăăŁăŚăććşATMă§čżć¸ăăćšćłăŻăăăăé¸ćč˘ăŤĺŤăžăăŚăăžăăă
AIăšăłă˘ăťăŹăłăăŁăłă°ăŽčżć¸ćšćłăŤăŻăĺŁĺş§ćŻćżă¨éčĄćŻčžźăŽăťăăăă¤ă¸ăźăŽ3税éĄăăăăžăă
čżć¸ćšćłăŤĺżăăŚčżć¸ćĽăŤăŻéăăčŚăăăžăăăéčĄćŻčžźă§ăŽčżć¸ćăŤăŻćŻčžźćć°ćăăăăăžăă
éčĄćŻčžźăăă¤ă¸ăźăŤăŚçš°ăä¸ăčżć¸ăä¸ćŹčżć¸ăĺŻč˝ă§ăă
çš°ăä¸ăčżć¸ăä¸ćŹčżć¸ăŻĺĽç´ćăŤćąşăăčżć¸ćĽăŽ14ćĽĺăăčĄăăžăăăä˝ĺşŚă§ăčżć¸ăăăŚăăăžăă
ăăŽä¸ćšă§ăéčĄćŻčžźăăă¤ă¸ăźă§čżć¸ćĽăŽ15ćĽäťĽä¸ĺăŤčżć¸ăăăŚăăčż˝ĺ čżć¸ćąăăŤăŞăă ăă§ĺ˝ćĺăŽčżć¸ăŤăŻăŤăŚăłăăăăžăăă
ćĺŽăŽčżć¸ćĽăă15ćĽĺăŤčżć¸ăăĺ ´ĺăŻăĺĽéĺ˝ćăŽčżć¸ăĺż čŚă¨ăŞăăžăă
ĺŁĺş§ćŻćż(čŞĺĺźăč˝ă¨ă)
ĺŁĺş§ćŻćżăŻăĺŁĺş§ăăćŻćăŽčżć¸éĄăčŞĺçăŤĺźăč˝ă¨ăăăčżć¸ćšćłă§ăă
čżć¸ćĽăŻćŻć26ćĽăŤăŞăăžăăăĺŁĺş§ćŻćżăŽĺźăč˝ă¨ăćć°ćăŻä¸ĺăăăăžăăă
čŞĺĺźăč˝ă¨ăăŤĺ˝ăŚăŻăžăăăăĺĺăŞé éćŽéŤăçśćă§ăăă°ăé˝ĺşŚăŽčżć¸ćçśăă¨ăăŁăćéăçăăžăă
ĺŁĺş§ăŽééĄăä¸čśłăăŚăăĺ ´ĺăŤăŻăĺźăč˝ă¨ăăŽĺćĽăžă§ăŤćŻćăŽčżć¸éĄăĺŁĺş§ăŤĺ ĽéăăŚăăćé ăćąăăăăžăă
ăŞăăĺŁĺş§ćŻćżăŽçłăčžźăżćçśăăĺ˝ć11ćĽäťĽéăŤĺŽäşă¨ăŞăŁăéăŤăŻăĺ˝ćăŻčŞĺĺźăč˝ă¨ăăŽĺŻžčąĄĺ¤ăŤăŞăăŽă§ćł¨ćăĺż čŚă§ăă
éčĄćŻčžź
éčĄćŻčžźăŻăJăšăłă˘ăŽćĺŽăăčżć¸ĺŁĺş§ă¸ĺŠç¨č ăčŞăéčĄćŻčžźăčĄăŁăŚčżć¸ăăćšćłă§ăă
čżć¸ćĽăăĺĽç´ćăŤćĺŽă§ăăžăăăéčĄćŻčžźăŤăăăčżć¸ćăŤăŻĺéčćŠé˘ćĺŽăŽćŻčžźćć°ćăçăăŚăăžăăžăă
éčĄćŻčžźăŽćŻčžźćć°ćăŻĺŠç¨č ăŽč˛ ć ă§ăăăăćŻčžźćć°ćăŽč˛ ć ăéżăăăĺ ´ĺăŤăŻéčĄćŻčžźäťĽĺ¤ăŽčżć¸ćšćłăé¸ăłăžăăăă
Jăšăłă˘ăŽčżć¸ćšćłă¨ăăŚéčĄćŻčžźăç¨ăăă¨ăăŤăŻăćŻčžźăŽĺŚçćéăJăšăłă˘ăŽčżć¸ĺäťćĽăŤăć°ăă¤ăăŚăă ăăă
ćŻčžźăŽĺŚçćéăčć ŽăăŚéčĄćŻčžźăĺŽčĄăăŞăăă°ăJăšăłă˘ăŽčżć¸ĺäťćĽăčżć¸ćĽăŽçżćĽäťĽéăŤăŞăăăăžăăă
Pay-easy(ăă¤ă¸ăź)
ăă˝ăłăłăăšăăźăăăŠăłă使ăŁăŚăç¨éăĺ Źĺ ąćéăŞăŠăćčť˝ăŤćŻćăăăľăźăăšăăă¤ă¸ăźă§ăă
ăă¤ă¸ăźăŻ24ćé365ćĽăă¤ă§ăćŻćăăŤć´ťç¨ă§ăăăľăźăăšă§ăăăJăšăłă˘ă§ăŻăăŽăăăŞăă¤ă¸ăźăčżć¸ćšćłă¨ăăŚé¸ăšăžăă
čżć¸ćĽăĺĽç´ćăŤćĺŽă§ăăăĄăŞăăăĺăă¤ă¤ăăă¤ă¸ăźăŞăćć°ćçĄćă§čżć¸ăçśăăăăăĄăŞăăăĺžăăăžăă
ăă ăăčżć¸ćšćłăŤăă¤ă¸ăźăç¨ăăăŤăŻăăă¤ă¸ăźăŤĺŻžĺżăăéčćŠé˘ă§ĺŁĺş§ăćăŁăŚăăăă¨ăćŹ ăăăžăăă
AIăšăłă˘ăťăŹăłăăŁăłă°ăŽčżć¸ćšĺźă解誏
AIăšăłă˘ăťăŹăłăăŁăłă°ăŽčżć¸ćšĺźăŻăćŽéŤăšăŠă¤ăăŞăăŤăăłă°ćšĺźă§ăă
ćŽéŤăšăŠă¤ăăŞăăŤăăłă°ćšĺźăŤăăăŚăŻăĺ éă¨ĺŠćŻăĺăăăćŻćăŽćä˝čżć¸éĄăăĺĺ ĽćŽéŤă§ĺ¤ĺăăčżć¸ćšĺźăŤăŞăŁăŚăăžăă
ćä˝čżć¸éĄăŻĺĺ ĽééĄăŤăăăăŚçŽĺşăăăçš°ä¸čżć¸ăăăťăŠĺŽć¸ăžă§ăŽćéç縎ăčŚčžźăăžăă
ăžăăJăšăłă˘ăŽć大čżć¸ĺć°ăŻ120ĺă§ăăăĺĽç´ćĽľĺşŚéĄăĺ°ăŞăăă°ć大36ĺăăăăŻ60ĺă¨ăăŁăčżć¸ĺć°ă¨ăŞăăžăă
ćă ăŽčżć¸éĄăäťç¤žă¨ćŻčź
Jăšăłă˘ăŽéĺŠéŠç¨ćĄäťśăŻăăżăăťéčĄăă˝ăăăăłăŻăŞăŠă¨ăŽć ĺ ąéŁćşă§ä˝ăăŞăĺŻč˝ć§ăăăăžăă
Jăšăłă˘ă¨äťç¤žăŤăăăä¸ééĺŠăŽéăăŻ1ăćăăăăŽçşçĺŠćŻăŤĺˇŽăçăżăžăăăćä˝čżć¸éĄăŤăŻć大čżć¸ĺć°ăŽĺˇŽă役éżăăŚăăžăă
ăžă¨ă
ăżăăťéčĄă¨ă˝ăăăăłăŻăŽĺĺźäźç¤žă¨ăăŚč¨çŤăăJăšăłă˘ă§ăŻăăăă°ăăźăżă¨AIăć´ťç¨ăăăľăźăăšăĺąéăăŚăăžăă
Jăšăłă˘ăŽäťŁčĄ¨çăŞăľăźăăšăAIăšăłă˘ăŽçŽĺşă§ăăăAIăšăłă˘ăŻĺŠç¨č ăŽäżĄç¨ĺă¨ĺŻč˝ć§ă1,000çšćşçšă§ăšăłă˘ĺăăćć¨ăŤăŞăŁăŚăăžăă
AIăšăłă˘ăŤĺżăăŚččłćĄäťśăŽçŽĺŽăćąşăžăăăăJăšăłă˘ă§ăéăĺăăăŞăAIăšăłă˘ăéŤăăŚăăăŞăăŚăŻăăăžăăă
ć°ĺ¤ăć確ĺăăăŚăăăŽă§ä¸čŹçăŞćśč˛ťč éčăăăĺăăăăăăăŤčŚăăžăăăJăšăłă˘ă§ăăŁăŚăĺŽĺŽĺĺ Ľăĺż é ćĄäťśăŤăăăăăŚăăžăă
ăăŞăźăŠăłăšăŽăăă°ăŠăăźăŞăŠĺĺ ĽăŤćł˘ăăăčˇćĽăŞăă°ăă˘ăŤăă¤ăăŞăŠă§çśçśçăŞĺŽĺŽĺĺ Ľăĺžă寞ĺŚćłăé¸ćč˘ăŽă˛ă¨ă¤ă§ăă
ć ĺ ąĺ Ľĺăć ĺ ąéŁćşăŤéăăăăăăăăă§ăłă¸ă§ăAIăšăłă˘ăŻéŤăžăăžăăăăšăłă˘ă˘ăăăĺżăăăžăăăă